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Motorcycle Insurance

Custom Parts & Equipment

Standard motorcycle policies typically cap custom-parts coverage at $1,000–$2,000 — nowhere near the real cost of a custom build. Custom Parts & Equipment coverage extends that limit.

What it covers

The specifics.

Aftermarket parts including chrome, custom paint, exhaust systems, seats, and any accessories beyond what came from the factory.

Why it matters

Real-world impact.

If you've spent $5,000+ on a custom build, standard coverage will leave you far short at claim time. Scheduling custom parts protects your real investment.

Related motorcycle insurance coverage

Other coverages inside your motorcycle insurance policy.

Get custom parts & equipment added to your policy today.

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