Life Insurance

Final Expense

Final expense insurance is a small permanent policy — typically $5,000–$25,000 — designed to cover funeral, burial, and end-of-life expenses.

What it covers

The specifics.

Funeral and burial costs, small medical bills, and any small debts left behind.

Why it matters

Real-world impact.

Funeral costs in Texas average $8,000–$12,000. A final expense policy prevents that cost from falling on family members at the worst possible time.

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