Windstorm & Hail Coverage
In Texas — especially near the coast — windstorm and hail coverage is one of the most important parts of your homeowners policy. It's often written with a separate percentage-based deductible.
The specifics.
Roof, siding, windows, and structural damage from named storms, hurricanes, tornadoes, and hail events. May be through your standard carrier or through TWIA in coastal counties.
Real-world impact.
Named-storm deductibles are typically 1–5% of dwelling value — meaning $4,000–$20,000 out of pocket on a $400K home. We spell out the real dollar impact before you bind so there are no surprises after the storm.
Other coverages inside your home insurance policy.
Dwelling Coverage
Pays to rebuild your home after a covered loss.
Learn morePersonal Property Coverage
Covers your belongings — furniture, electronics, clothing, and more.
Learn morePersonal Liability
Protects you if someone is injured on your property or you damage others' property.
Learn moreFlood Endorsement
Standard homeowners does NOT cover flood — you need a separate policy.
Learn moreLoss of Use / Additional Living Expenses
Pays for hotels, meals, and rent if your home becomes unlivable.
Learn more
Get windstorm & hail coverage added to your policy today.
We'll compare rates across 15+ top-rated Texas carriers and get you a real quote within one business day.