Workers' Compensation
Workers' compensation pays for medical treatment, lost wages, and disability benefits for employees injured or made ill on the job. Texas is unique — private employers can opt out, but doing so exposes them to unlimited liability.
The specifics.
Employee medical expenses, physical therapy, lost wages during recovery, disability, and death benefits for work-related injuries and illnesses.
Real-world impact.
Most Texas contracts, subcontractor agreements, and commercial leases require it. Going without means an injured employee can sue for unlimited damages — which workers' comp otherwise caps.
Other coverages inside your business insurance policy.
General Liability
Covers third-party bodily injury and property damage caused by your business.
Learn moreCommercial Property
Covers your business's building, inventory, and equipment.
Learn moreCyber Liability
Protection against data breaches, ransomware, and cyber attacks.
Learn moreCommercial Auto
Coverage for vehicles used in your business.
Learn moreProfessional Liability (E&O)
Covers claims of professional mistakes, oversights, or bad advice.
Learn more
Get workers' compensation added to your policy today.
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