Selective Insurance in Texas.
An A+ AM Best carrier and one of the largest Write-Your-Own (WYO) flood insurance providers in the country. Selective is a go-to Texas market for NFIP and private flood coverage on homes and businesses.
- Private Flood
- Excess Flood
- Residential Flood
- Commercial Flood
Where Selective is strong.
Every carrier has an appetite — the profiles they price most competitively. Here's where Selective consistently wins for our Texas clients:
- NFIP Write-Your-Own flood expertise
- Residential & commercial flood
- Fast policy issuance
- Strong claims handling on flood losses
Why buy Selective through Allstar National?
Buying directly from Selective means you only ever see one price and one product set. Buying through Allstar National Insurance means you see Selective's best offer next to 15+ other top-rated Texas carriers — Progressive, Nationwide, Travelers, Safeco, Tower Hill, Orchid, Neptune, and more — all in a single conversation.
If Selective is the right fit, we place you there. If someone else is $500 cheaper with the same coverage, we tell you. That's the difference between an independent agent and a captive one — and it's why our average client saves $637 per year without giving up coverage.
You also get the same team every time you call. Same names. Same numbers. Real Houston-based people who help you at renewal, at claim time, and every year in between.
Ask about bundling private flood with your other policies — bundling Selective with a home, auto, or umbrella policy from any of our carriers can save an additional 10–25%.
Selective insurance questions, answered.
Does Allstar National sell Selective insurance in Texas?
Yes. As an independent agency appointed with Selective, we can quote and bind Selective policies for Texas clients — usually the same day. We also compare Selective against 15+ other top-rated carriers so you can see how their rate and coverage stack up.
Is Selective a good insurance company?
Selective is one of our regularly-shopped markets because they're consistently competitive on private flood and excess flood for the profiles we write. Whether they're the best fit for your specific home, vehicle, or business depends on your risk profile — that's why we compare them side-by-side with the rest of the market instead of pushing one brand.
Can I switch to Selective without waiting for my renewal?
In most cases, yes. Texas carriers pro-rate refunds when you cancel mid-term, so if Selective comes back cheaper we can bind the new policy immediately and cancel the old one — you'll get a refund for the unused portion.
What discounts does Selective offer?
Selective discounts typically include multi-policy bundling, paid-in-full, paperless, safe driver or protective-device credits, and loyalty. We'll layer every discount you qualify for automatically when we quote your policy.
How do I file a Selective claim?
You can call Selective's 24/7 claims line directly, or call us first at (713) 773-1900 — we help clients report claims, push back on lowball settlements, and get repairs paid fairly. Being an Allstar National client means you're never navigating a claim alone.
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