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Appointed carrier

Tower Hill Insurance in Texas.

A Gulf Coast homeowners specialist with strong wind, hail, and named-storm underwriting. A go-to Texas market for coastal and hurricane-exposed homes where national carriers pull back.

Lines we write with Tower Hill
  • Homeowners
  • Condo
  • Landlord / Dwelling Fire
  • Flood
Compared side-by-side with 15+ other top-rated Texas carriers.
Why we place business with Tower Hill

Where Tower Hill is strong.

Every carrier has an appetite — the profiles they price most competitively. Here's where Tower Hill consistently wins for our Texas clients:

  • Wind, hail & named-storm appetite
  • Coastal Texas homeowners programs
  • Competitive replacement-cost dwelling limits
  • Bundled flood options
Independent agent advantage

Why buy Tower Hill through Allstar National?

Buying directly from Tower Hill means you only ever see one price and one product set. Buying through Allstar National Insurance means you see Tower Hill's best offer next to 15+ other top-rated Texas carriers — Progressive, Nationwide, Travelers, Safeco, Tower Hill, Orchid, Neptune, and more — all in a single conversation.

If Tower Hill is the right fit, we place you there. If someone else is $500 cheaper with the same coverage, we tell you. That's the difference between an independent agent and a captive one — and it's why our average client saves $637 per year without giving up coverage.

You also get the same team every time you call. Same names. Same numbers. Real Houston-based people who help you at renewal, at claim time, and every year in between.

Bundled with Tower Hill

Ask about bundling homeowners with your other policies — bundling Tower Hill with a home, auto, or umbrella policy from any of our carriers can save an additional 10–25%.

Tower Hill insurance questions, answered.

Does Allstar National sell Tower Hill insurance in Texas?

Yes. As an independent agency appointed with Tower Hill, we can quote and bind Tower Hill policies for Texas clients — usually the same day. We also compare Tower Hill against 15+ other top-rated carriers so you can see how their rate and coverage stack up.

Is Tower Hill a good insurance company?

Tower Hill is one of our regularly-shopped markets because they're consistently competitive on homeowners and condo for the profiles we write. Whether they're the best fit for your specific home, vehicle, or business depends on your risk profile — that's why we compare them side-by-side with the rest of the market instead of pushing one brand.

Can I switch to Tower Hill without waiting for my renewal?

In most cases, yes. Texas carriers pro-rate refunds when you cancel mid-term, so if Tower Hill comes back cheaper we can bind the new policy immediately and cancel the old one — you'll get a refund for the unused portion.

What discounts does Tower Hill offer?

Tower Hill discounts typically include multi-policy bundling, paid-in-full, paperless, safe driver or protective-device credits, and loyalty. We'll layer every discount you qualify for automatically when we quote your policy.

How do I file a Tower Hill claim?

You can call Tower Hill's 24/7 claims line directly, or call us first at (713) 773-1900 — we help clients report claims, push back on lowball settlements, and get repairs paid fairly. Being an Allstar National client means you're never navigating a claim alone.

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