Conifer Insurance in Texas.
A specialty personal-lines carrier we use for Texas homeowners and dwelling-fire risks that standard markets decline — older homes, prior claims, or unique property characteristics.
- Homeowners
- Dwelling Fire
Where Conifer is strong.
Every carrier has an appetite — the profiles they price most competitively. Here's where Conifer consistently wins for our Texas clients:
- Homeowners with prior claims
- Dwelling fire & landlord
- Older home appetite
- Consistent renewal pricing
Why buy Conifer through Allstar National?
Buying directly from Conifer means you only ever see one price and one product set. Buying through Allstar National Insurance means you see Conifer's best offer next to 15+ other top-rated Texas carriers — Progressive, Nationwide, Travelers, Safeco, Tower Hill, Orchid, Neptune, and more — all in a single conversation.
If Conifer is the right fit, we place you there. If someone else is $500 cheaper with the same coverage, we tell you. That's the difference between an independent agent and a captive one — and it's why our average client saves $637 per year without giving up coverage.
You also get the same team every time you call. Same names. Same numbers. Real Houston-based people who help you at renewal, at claim time, and every year in between.
Ask about bundling homeowners with your other policies — bundling Conifer with a home, auto, or umbrella policy from any of our carriers can save an additional 10–25%.
Conifer insurance questions, answered.
Does Allstar National sell Conifer insurance in Texas?
Yes. As an independent agency appointed with Conifer, we can quote and bind Conifer policies for Texas clients — usually the same day. We also compare Conifer against 15+ other top-rated carriers so you can see how their rate and coverage stack up.
Is Conifer a good insurance company?
Conifer is one of our regularly-shopped markets because they're consistently competitive on homeowners and dwelling fire for the profiles we write. Whether they're the best fit for your specific home, vehicle, or business depends on your risk profile — that's why we compare them side-by-side with the rest of the market instead of pushing one brand.
Can I switch to Conifer without waiting for my renewal?
In most cases, yes. Texas carriers pro-rate refunds when you cancel mid-term, so if Conifer comes back cheaper we can bind the new policy immediately and cancel the old one — you'll get a refund for the unused portion.
What discounts does Conifer offer?
Conifer discounts typically include multi-policy bundling, paid-in-full, paperless, safe driver or protective-device credits, and loyalty. We'll layer every discount you qualify for automatically when we quote your policy.
How do I file a Conifer claim?
You can call Conifer's 24/7 claims line directly, or call us first at (713) 773-1900 — we help clients report claims, push back on lowball settlements, and get repairs paid fairly. Being an Allstar National client means you're never navigating a claim alone.
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