Root Insurance in Texas.
A usage-based auto insurer that prices policies primarily on how you actually drive. A great fit for Texas households with safe drivers who want to be rewarded with a lower rate.
- Personal Auto
Where Root is strong.
Every carrier has an appetite — the profiles they price most competitively. Here's where Root consistently wins for our Texas clients:
- Usage-based auto pricing
- Rewards safe driving
- Simple mobile-first experience
- Competitive for clean records
Why buy Root through Allstar National?
Buying directly from Root means you only ever see one price and one product set. Buying through Allstar National Insurance means you see Root's best offer next to 15+ other top-rated Texas carriers — Progressive, Nationwide, Travelers, Safeco, Tower Hill, Orchid, Neptune, and more — all in a single conversation.
If Root is the right fit, we place you there. If someone else is $500 cheaper with the same coverage, we tell you. That's the difference between an independent agent and a captive one — and it's why our average client saves $637 per year without giving up coverage.
You also get the same team every time you call. Same names. Same numbers. Real Houston-based people who help you at renewal, at claim time, and every year in between.
Ask about bundling personal auto with your other policies — bundling Root with a home, auto, or umbrella policy from any of our carriers can save an additional 10–25%.
Root insurance questions, answered.
Does Allstar National sell Root insurance in Texas?
Yes. As an independent agency appointed with Root, we can quote and bind Root policies for Texas clients — usually the same day. We also compare Root against 15+ other top-rated carriers so you can see how their rate and coverage stack up.
Is Root a good insurance company?
Root is one of our regularly-shopped markets because they're consistently competitive on personal auto for the profiles we write. Whether they're the best fit for your specific home, vehicle, or business depends on your risk profile — that's why we compare them side-by-side with the rest of the market instead of pushing one brand.
Can I switch to Root without waiting for my renewal?
In most cases, yes. Texas carriers pro-rate refunds when you cancel mid-term, so if Root comes back cheaper we can bind the new policy immediately and cancel the old one — you'll get a refund for the unused portion.
What discounts does Root offer?
Root discounts typically include multi-policy bundling, paid-in-full, paperless, safe driver or protective-device credits, and loyalty. We'll layer every discount you qualify for automatically when we quote your policy.
How do I file a Root claim?
You can call Root's 24/7 claims line directly, or call us first at (713) 773-1900 — we help clients report claims, push back on lowball settlements, and get repairs paid fairly. Being an Allstar National client means you're never navigating a claim alone.
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