The Hartford Insurance in Texas.
An A+ AM Best carrier and one of the most respected names in personal insurance. We use The Hartford for Texas homeowners and flood coverage where stability and claims service matter most.
- Homeowners
- Flood
Where The Hartford is strong.
Every carrier has an appetite — the profiles they price most competitively. Here's where The Hartford consistently wins for our Texas clients:
- Homeowners with strong claims service
- Flood insurance
- AARP-endorsed programs
- Long-term policy stability
Why buy The Hartford through Allstar National?
Buying directly from The Hartford means you only ever see one price and one product set. Buying through Allstar National Insurance means you see The Hartford's best offer next to 15+ other top-rated Texas carriers — Progressive, Nationwide, Travelers, Safeco, Tower Hill, Orchid, Neptune, and more — all in a single conversation.
If The Hartford is the right fit, we place you there. If someone else is $500 cheaper with the same coverage, we tell you. That's the difference between an independent agent and a captive one — and it's why our average client saves $637 per year without giving up coverage.
You also get the same team every time you call. Same names. Same numbers. Real Houston-based people who help you at renewal, at claim time, and every year in between.
Ask about bundling homeowners with your other policies — bundling The Hartford with a home, auto, or umbrella policy from any of our carriers can save an additional 10–25%.
The Hartford insurance questions, answered.
Does Allstar National sell The Hartford insurance in Texas?
Yes. As an independent agency appointed with The Hartford, we can quote and bind The Hartford policies for Texas clients — usually the same day. We also compare The Hartford against 15+ other top-rated carriers so you can see how their rate and coverage stack up.
Is The Hartford a good insurance company?
The Hartford is one of our regularly-shopped markets because they're consistently competitive on homeowners and flood for the profiles we write. Whether they're the best fit for your specific home, vehicle, or business depends on your risk profile — that's why we compare them side-by-side with the rest of the market instead of pushing one brand.
Can I switch to The Hartford without waiting for my renewal?
In most cases, yes. Texas carriers pro-rate refunds when you cancel mid-term, so if The Hartford comes back cheaper we can bind the new policy immediately and cancel the old one — you'll get a refund for the unused portion.
What discounts does The Hartford offer?
The Hartford discounts typically include multi-policy bundling, paid-in-full, paperless, safe driver or protective-device credits, and loyalty. We'll layer every discount you qualify for automatically when we quote your policy.
How do I file a The Hartford claim?
You can call The Hartford's 24/7 claims line directly, or call us first at (713) 773-1900 — we help clients report claims, push back on lowball settlements, and get repairs paid fairly. Being an Allstar National client means you're never navigating a claim alone.
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