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Auto Insurance

Collision Coverage

Collision coverage pays for damage to your own vehicle from a collision with another vehicle or object — regardless of who's at fault. It's usually paired with comprehensive to make up 'full coverage.'

What it covers

The specifics.

Repair or replacement of your vehicle after a collision with another car, a tree, a guardrail, or any other object. Your deductible applies before payout.

Why it matters

Real-world impact.

If you're financing or leasing your car, the lender requires it. Even if you own outright, collision protects a real asset — a $25,000 car isn't easy to replace out of pocket.

Get collision coverage added to your policy today.

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