Liability Coverage
Liability is the legally-required backbone of every Texas auto policy. It pays for injuries and property damage you cause to other drivers, passengers, or property in an at-fault accident, and covers your legal defense if you're sued.
The specifics.
Bodily injury and property damage you cause to third parties, associated medical bills, lost wages, pain and suffering settlements, and your legal defense costs — all up to the policy limits you choose.
Real-world impact.
Texas minimums (30/60/25) rarely cover a serious accident. Most drivers should carry 100/300/100 or higher, especially if they own a home or have real assets — otherwise a lawsuit can pursue personal wealth beyond the policy.
Other coverages inside your auto insurance policy.
Collision Coverage
Pays to repair or replace your vehicle after an accident, regardless of fault.
Learn moreComprehensive Coverage
Covers non-collision damage — hail, theft, vandalism, fire, and animal strikes.
Learn moreUninsured / Underinsured Motorist
Protects you when the other driver has no insurance or not enough.
Learn moreSR-22 Filing
State-required proof of insurance for high-risk drivers.
Learn moreRoadside Assistance
Towing, lockout, jump-start, and flat-tire help — 24/7.
Learn more
Get liability coverage added to your policy today.
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