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Comprehensive Coverage

Comprehensive (a.k.a. 'other than collision') covers damage to your vehicle from anything that isn't a collision — hail, theft, vandalism, fire, floods, and animal strikes are the most common Texas claims.

What it covers

The specifics.

Hail damage, windshield replacement, vehicle theft, vandalism, fire, flood, and collisions with animals like deer. Deductible applies before payout.

Why it matters

Real-world impact.

Texas is one of the top states for hail claims. A single storm can total a vehicle — comprehensive is what pays to replace it. For a modest premium, it's one of the best coverages you can buy in the Houston area.

Get comprehensive coverage added to your policy today.

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